Loan Programs

Freddie Mac Home Possible®

Freddie Mac Home Possible® offers low down payment options and flexible sources of funds to meet the home financing needs of borrowers.

The Freddie Mac Home Possible® mortgage loan is a great option for first time homebuyers and borrowers with low-to-moderate income. Home Possible® is available for new home purchases and rate-and-term refinances, with reduced mortgage insurance, flexible sources of funds for down payment and closing costs.

Our Process

  • 01

    Meet with our sales team:

    Discover how partnering with MFM can benefit your Credit Union and your members! Reach out to our sales team to customize your partnership and maximize your income potential.
  • 02

    Find the best partnership for you:

    Work with an MFM Account Executive to customize a partnership model that fits your Credit Union’s level of experience and unique needs.
  • 03

    Roll out your new mortgage program:

    Work with our team to rollout your new mortgage application, develop new marketing materials and unveil your new mortgage program to members!
Stats Decoration

Our Team's Experience

200
+

Credit Union Partners

We partner with over 200 Credit Unions across the country, providing an exceptional mortgage experience through our wide range of partnership options.
96
%

Borrower Satisfaction

We are proud to serve thousands of homebuyers each year, and we’re even more proud that borrowers love working with our team!
$1.7B
+

Total Amount Funded in 2020

MFM was able to successfully navigate the challenges of 2020 and serve more borrowers than ever before, funding over $1.75 billion in mortgage loans!
$3.8B
+

Loan Servicing Portfolio

As a full-service mortgage lender, MFM has an experienced in-house Loan Servicing team that currently services a portfolio of more than $3.8 billion!
Our Loan Options
  • Origination Functions
  • Underwriting/Processing
  • Servicing
  • Government Products
  • Set Margins/Rates/Fees
ARMs
  • Purchase or Refinance
  • Adjustable
  • 30 Years
  • 620
  • 5%
Conventional
  • Purchase or Refinance
  • Fixed
  • 10-30 Years
  • 620
  • 3%
FHA
  • Purchase or Refinance
  • Fixed
  • 15 or 30 Years
  • 620
  • 3.5%
Home Possible
  • Purchase or Refinance
  • Fixed or Adjustable
  • 15-30 Years
  • 620
  • 3-5%
ARMs
  • Purchase or Refinance
  • Adjustable
  • 30 Years
  • 620
  • 5%
Conventional
  • Purchase or Refinance
  • Fixed
  • 10-30 Years
  • 620
  • 3%
FHA
  • Purchase or Refinance
  • Fixed
  • 15 or 30 Years
  • 620
  • 3.5%
Home Possible
  • Purchase or Refinance
  • Fixed or Adjustable
  • 15-30 Years
  • 620
  • 3-5%
01 04
Discover the MFM Difference

Mortgage Solutions

State-of-the-art Technology

State-of-the-art Technology

We offer many state-of-the-art digital resources to streamline the mortgage process for your members and your Credit Union.
Excellent Income potential

Excellent Income potential

The ability to set custom rates to achieve desired margins, create custom portfolio products and set a standard compensation rate allows your Credit Union to maximize income potential.