MFM Bulletin Notifications
See below for MFM Bulletin Notifications sent to our Credit Union Partners
2023 Bulletins:
- MSHDA Policy Updates and 2023 Income/Sales Prices Limits (6.5.23)
- Additional updates to Freddie Mac Ace Eligibility – ACE+PDR Enhancements (5.12.23)
- FHFA rescinds Proposed LLPA for DTI Ratios (5.10.23)
- MSHDA Homeownership Lender Letter updates (5.10.23)
- Fannie Mae Property Inspection Waiver Changes and 1004D Completion Alternatives (4/28/23)
- Fannie Mae Updates Regarding Medical Collections and Use of Real Estate Commission as Assets (4/11/23)
- New QM Jumbo Product Available (4/7/23)
- Fannie/Freddie DTI LLPA Change (3/17/23)
- Tax Return and Documentation Requirements (3/17/23)
- FHA Annual MIP Rate Reduction (3/1/23)
- Seller Paid Buydowns (2/28/23)
- VA Funding Fee changes (2/24/23)
- Fannie Mae and Freddie Mac retiring of policies and flexibilities due to COVID-19 (2/23/23)
- Fannie Mae and Freddie Mac LLPA changes (2/16/23)
- Fannie Mae and Freddie Mac Supplemental Consumer Information Form 1103 (SCIF) (2/9/23)
- Fannie Mae Cash-Out Refinance Eligibility (2/3/23)
- Freddie Mac Selling Guide changes (1/11/23)
- VA 2023 Loan Limits (1/6/23)
- FHA 2023 Loan Limits (1/6/23)
2022 Bulletins:
- Credit Report Fee changes (12/21/22)
- Updates to Fannie and Freddie LLPAs (12/12/22)
- Fannie and Freddie 2023 Loan Limits (11/30/22)
- Updates to FHFA Credit Fees Cap (11/22/22)
- New Government Loans Investor – Village Capital Investments, LLC (11/7/22)
- Manual Underwriting on FHA (11/7/22)
- Additional Updates to Property Inspection Appraisal Waiver Acknowledgment (10/13/22)
- Updates to Property Inspection Appraisal Waiver Acknowledgment (10/7/22)
- USDA: Fiscal Year 2023 Conditional Commitment Notice (9/30/22)
- Updates to Freddie Mac ACE Eligibility (8/8/22)
- Updates to FHA Appraisal Periods (7.13.22)
- Updates to MFM Underwriting Overlays (6/8/22)
- Updates to MFM Underwriting Overlays (5/26/22)
- Updates to USDA Eligibility of Non-U.S. Citizens (5/6/22)
- Updates to AmeriHome Mortgage Portfolio Express program (4/22/22)
- Freddie Mac updates regarding REFI Possible, Military borrowers and Manufactured Homes (4/12/22)
- Updates to Fannie Mae RefiNow and Asset Documentation Flexibility (4/12/22)
- Introducing AmeriHome Mortgage Portfolio Express program (4/12/22)
- ECOA Valuation Disclosure Requirements for Denied and Withdrawn Applications (4/5/22)
- Revised QM Procedures for Portfolio Loans (3/28/22)
- Desktop Appraisals (3/14/2022)
- Tax Return and Documentation Requirements (2/22/22)
- Fannie Mae and Freddie Mac COVID-19 Policy Updates (2/3/22)
- FHA 4000.1 Handbook Changes and Guideline Clarifications (2/2/22)
- VA IRRRL Guidelines (2/1/22)
- Freddie Mac and Fannie Mae Second Home/High Balance Pricing Updates (1/19/22)
- Freddie Mac and Fannie Mae Condo Project Review changes (1/18/22)
- Updated VA Counseling Checklist Form (1/12/22)
- New FHA and VA Investor (1/11/22)
- AmeriHome Credit Score Requirements (1/11/22)
2021 Bulletins:
- Freddie Mac Changes (12/14/21)
- Fannie Mae Changes (12/13/21)
- FHA 2022 Mortgage Limits (12/7/21)
- Fannie and Freddie 2022 Loan Limits (12/2/21)
- New Refi Programs (11/9/21)
- Blue Sage Product Selection (11/2/21)
- Member First Mortgage Overlays (11/1/21)
- Positive Rent Payment History Added to DU Risk Assessment (10/20/21)
- USDA Fiscal Year 2022 Conditional Commitments Notice (9/30/21)
- Updated MFM Disaster Policies and Procedures (8/19/21)
- Guidance on COVID-19 Related Doc. Requirement Updates (8/19/21)
- Freddie Mac Miscellaneous Selling Guide Updates (7/29/21)
- Upcoming Changes with Save The Dream Ohio Program – Help for Homeowners (7/29/21)
- Update for Michigan Homeowner Assistance Fund (MIHAF) Program (7/28/21)
- Member First Mortgage Overlays (6/30/21)
- Michigan Only: Upcoming changes with MSHDA H4HH Program (6/29/21)
- FHA Student Loan Payment Calculations (6/25/21)
- Juneteenth New Federal Holiday Impact (6/18/21)
- Fannie Mae and Freddie Mac Loan Eligibility Changes due to revised General QM Rule (6/7/21)
- Rescission of Appraisal Flexibilities due to COVID – Exterior Only and Desktop Appraisals (5/21/21)
- Power of Attorney (5/20/21)
- VA IRRRL and FHA Streamline refinances (4/15/21)
- Tax Return Requirements (4/6/2021)
- MSHDA Policy Update (2/16/2021)
- Updated FHA Eligibility (DACA) Requirements (2/12/21)
- Updated USDA GUS (2/9/21)
- Extension of COVID-19 policies and further guidance on conventional refi (2/4/21)
2020 Bulletins:
- Self-Employed Income Requirement updates (12/11/20)
- Freddie Mac Guide Bulletins 2020-31 and 2020-36 (10/7/20)
- Additional requirements for self-employed borrowers (6/13/20)
- Eligibility requirements for self-employed borrowers (6/10/20)
- Additional eligibility requirements related to COVID-19 (5/26/20)
- Fannie and Freddie COVID-19 flexibilities (4/2/20)
- VA cash-out refinance guideline changes (1/27/20)
- VA cash-out refinances (1/15/20)